HomeMy WebLinkAboutPLANNING MINUTES 2014-08-19MINUTES OF THE 1,059T" PUBLIC HEARINGS AND REGULAR MEETING
HELD BY THE CITY PLANNING COMMISSION
OF THE CITY OF LIVONIA
On Tuesday, August 19, 2014, the City Planning Commission of the City of
Livonia held its 1,059'h Public Hearings and Regular Meeting in the Livonia City
Hall, 33000 Civic Center Drive, Livonia, Michigan.
Mr. Lee Morrow, Chairman, called the meeting to order at 7:00 p.m.
Members present: Scott P. Bahr Kathleen McIntyre R. Lee Morrow
Carol A. Smiley Gerald Taylor Ian Wilshaw
Members absent: None
Mr. Mark Taormina, Planning Director, and Ms. Margie Watson, Program
Supervisor, were also present.
Chairman Morrow informed the audience that if a petition on tonight's agenda
involves a rezoning request, this Commission makes a recommendation to the
City Council who, in tum, will hold its own public hearing and make the final
determination as to whether a petition is approved or denied. The Planning
Commission holds the only public hearing on a request for preliminary plat and/or
vacating petition. The Commission's recommendation is forwarded to the City
Council for the final determination as to whether a plat is accepted or rejected. If
a petition requesting a waiver of use or site plan approval is denied tonight, the
petitioner has ten days in which to appeal the decision, in writing, to the City
Council. Resolutions adopted by the City Planning Commission become
effective seven (7) days after the date of adoption. The Planning Commission
and the professional staff have reviewed each of these petitions upon their filing.
The staff has furnished the Commission with both approving and denying
resolutions, which the Commission may, or may not, use depending on the
outcome of the proceedings tonight.
ITEM #1 PETITION 2014-07-02-10 MICHIGAN CREDIT UNION
Ms. Smiley, Secretary, announced the first item on the agenda, Petition 2014-07-
02-10 submitted by Stucky Vitale Architects requesting waiver
use approval pursuant to Section 11.03(n)(3) of the City of
Livonia Zoning Ordinance #543, as amended, to construct and
operate a credit union with drive-thm facilities (Michigan
Schools and Government Credit Union) at 20595 Farmington
Road, located on the southwest corner of Farmington and Eight
Mile Roads in the Northeast 114 of Section 4.
August 19, 2014
26525
Mr. Taormina: This is a request to develop the southwest corner property at
Farmington and Eight Mile Roads. This is a vacant parcel. It
previously contained a gasoline service station. The property is
about 0.68 acres in area with 146 feel of frontage on Eight Mile
Road and about 200 feel of frontage along the west wide of
Farmington Road. Drive -up facilities are treated as a waiver use
under Section 11.03 of the Zoning Ordinance and that is the
reason for the public hearing this evening. The proposed credit
union would be one-story in height and approximately 3,314
square feet in area. The rendered site plan shows the location
of the building in relationship to the property lines. The building
is situated near the center of the property. There is an overhead
canopy that is located on the north side of the building, more or
less at a 45 degree angle towards the intersection of Eight Mile
and Farmington Roads. The building's main entrance is on the
south side. The majority of the parking is on the south side of
the property. There are a few additional spaces located on the
west side. There will be two drive approaches servicing the site.
There is one from Eight Mile and one from Farmington Road.
This is a former gas station site, so there are additional curb
cuts to the site right now, but those will be eliminated as part of
the redevelopment. The zoning ordinance requires a minimum
60 fool building setback from the right-of-way. That would also
apply to the overhead canopy. In this particular case, the
setback of the canopy would be roughly 35 feel at its closest
point to Eight Mile Road and only about 14 feel from Farmington
Road. The location of the canopy would be nonconforming and
require variances from by the Zoning Board of Appeals. This will
also apply to one side of the building. The building itself is about
60 feel from the right-of-way of Eight Mile Road but only 34 feel
from Farmington Road. So the building as well will require a
setback variance. Just to put this into some perspective in terms
of what previously existed on the site, the old gas station
building itself was located roughly 40 feel from Eight Mile Road
and 50 feel from Farmington Road. So that loo was
nonconforming, and the canopy at its closest point was only 6
feel from Eight Mile Road and 40 feet from Farmington Road.
So the canopy that used to exist for the previous gas station
was much closer to the roadway than is proposed for this
project. The drive-thru facilities would be provided on northeast
side of the building. This will consists of three auto teller lanes
as well as one ATM lane. Customer traffic would commence
along the east side of the building via a 22 fool wide, one-way
drive aisle, which is sufficient to accommodate two lanes for
stacking of vehicles. Cars would be able to immediately exit
onto Eight Mile Road via the existing site ingress/egress drive,
or alternatively, they could loop back around the west and south
August 19, 2014
26526
sides of the building and then exit from a new site driveway that
will be on Farmington Road located on the southeast comer of
the property. The traffic lanes serving the drive -up service
facility are required to be at least 10 feet in width. You will recall
at our study meeting, the plan presented at that time showed
the drive-thm lanes 9 feet in width. The latest plan has been
modified to widen those by an additional six inches. So it is still
slightly less than what the ordinance requires, but it is an
improvement over what we saw previously. The City Council
can approve this modification. The overhead canopy would
project off the northeast corner of the building and extend over
the drive -up facility. That structure has dimensions of
approximately 40 feel by 45 feet. The support columns are
constructed out of brick and it has a prefnished flat metal panel
roof. In terms of storm water runoff for this project, all of the
detention would be handled underground in conformance with
Wayne County storm water regulations. They are required to
have a total of 18 parking spaces based on the square footage
of the building. They are providing 22 parking spaces so that
does conform to the ordinance. As far as landscaping, they are
keeping some of the existing trees along both Farmington Road
and Eight Mile Road, and then adding additional trees and other
plantings both along the perimeter of the site as well as around
the building foundation. Overall, the landscaping constitutes
aboul23 percent of the site, which is about 7 percent more area
than what the ordinance requires. Our minimum is 15 percent.
Looking at the building itself and its appearance, you can see
ifs primarily a masonry building. There is cast stone around the
base of building, extending about two feet above grade. It is the
same treatment for the columns for the canopy. Brick will be the
primary exterior building material used on the face of the
building as well as the support columns. There are some
design elements that are within the brick itself. The trade colors
for the credit union include the blue trim along the lop coping of
the building. The roof mounted mechanical equipment would be
concealed from public view with the use of corrugated metal
wall panels. Overall, the height of the building is about 22 feet.
Lastly, in terms of signage, the credit union would be allowed
one wall sign 60 square feet maximum on the front of the
building facing Eight Mile. Because this is a corner lot situated
on two major thoroughfares, they are allowed a second wall sign
facing Farmington Road at one-half the allowable area of the
main sign. So they would be allowed a second wall sign at 30
square feel. They are also entitled to a ground sign at 30 square
feel in area with a maximum height of 6 feel, setback 10 feel
from the right-of-way. I believe the site plan shows a sign that
can conform at least to the setback requirements. We don't
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26527
have any additional information regarding its size. The
southwest comer is where the dumpster enclosure will be
located. We have recommended conditions that will require the
dumpster enclosure to match the materials on the building, and
all proposed new lighting on the site would be limited to a
maximum height of 20 feel as measured from grade to the top
of those fixtures. Thank you.
Mr. Morrow: Is there any correspondence?
Mr. Taormina: There are three items of correspondence. The first item is from
the Engineering Division, dated July 23, 2014, which reads as
follows: "In accordance with your request, the Engineering
Division has reviewed the above referenced planning petition.
The existing parcel is assigned an address of 20595 Farmington
Road, which should be used for any future comespondence
regarding the proposed project. The legal description provided
with the petition appears to be correct and is acceptable to this
department. The petitioner does not indicate any proposed
utilities connections on the submitted drawings, so we are
unable to comment on any impacts the proposed project may
cause to the existing systems. It should be noted that the parcel
is currently serviced by a 12" sanitary sewer on the south side of
parcel and a 12" water main along Farmington Road. Should the
owner wish to utilize existing leads from these utilities to the
proposed building, the leads will need to be televised to
determine the condition, prior to any new connection. The site is
currently serviced by storm sewer that connects to the Wayne
County storm sewer system located within Farmington Road.
The proposed development will need to meet the current Wayne
County storm water ordinance, including detention, and be
approved through the Wayne County permitting office. The
owner is proposing to remove the existing approaches off of
Farmington Road and replace them with one new approach
near the southem property line. Once again, the owner will need
to receive permits through Wayne County for this work." The
letter is signed by David W. Lear, P.E., Civil Engineer II. The
second letter is from the Livonia Fire & Rescue Division, dated
August 1, 2014, which reads as follows: "This office has
reviewed the site plan submitted in connection with a request to
construct and operate a credit union on property located at the
above referenced address. We have no objections to this
proposal." The letter is signed by Daniel Lee, Fire Marshal.
The third letter is from the Division of Police, dated July 31,
2014, which reads as follows: "1 have reviewed the plans in
connection with the petition. 1 have no objections to the
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proposal." The letter is signed by Joseph Bodos, Sergeant,
Traffic Bureau. That is the extent of the correspondence.
Mr. Morrow:
Are there any questions of the Planning Director? Seeing none,
we will go straight to the petitioner. We will need your name and
address for the record please.
Mike Blanek,
Stucky Vitale Architects, 27172 Woodward Avenue, Royal Oak,
Michigan 48067.
Deborah Fahrney, Michigan Schools and Government Credit Union, 40400
Garfield Road, Clinton Township, Michigan 48038.
Mr. Morrow:
Thank you. You've heard the Planning Director. Is there
anything you want to add to his presentation?
Mr. Blanek:
As far as the presentation by Mark, it was excellent. I would just
point out the materials on the building, it is a full face brick -
slandard full back brick and stone. Elements that we're putting
on there, along with the metal panel which is an aluminum panel
system that we would use for that.
Mr. Morrow:
Let me just request, because we are on television, could you
display that panel right where you are and point out what they
are?
Mr. Blanek:
The brick is a full faced, earth toned brick with an element inside
there as part of the aggregate. And then the stone is a cast
product that would be at the base, two feet up as Mark had
indicated, and then the metal, it's a prefnished metal panel that
we use for the coping and the screening, and the window
framing would be out of this material. Pretty much brick, stone
and some metal.
Mr. Morrow:
Is that the same material you're going to use as the screening
material on the roof?
Mr. Blanek:
That is correct. It will be a corrugated element but it will be the
same color.
Mr. Morrow:
The same color.
Mr. Blanek:
Correct. And just to point out on the drive-lhru window, I know
there was some concern about the width so we shrunk down
our islands a little bit and added six inches to each lane to gel it
to 9 fool 6. We're trying to keep the canopy and building as far
away from the intersection as we can. As Mark indicated, we
August 19, 2014
26529
are improving what was there before. Those canopies were a
lot closer. If you look at the old plans, you can see there was a
lot more encroachment into that setback. So our plan was to try
to pull that back as tight as we can and make that an
improvement to the current site.
Mr. Morrow:
And we appreciate that.
Mr. Blanek:
Thank you. So other than that, this is a prototypical branch that
they've been building in other areas of Macomb and Oakland
Counties. And their branding is that they like to keep the drive-
lhru area and that ATM at the front part of the building as
opposed to the rear. It's part of their branding. It's also for
security, and visibility makes the members comfortable. When
they go up to the ATM during the evening hours, they feel like
they're visible from the comer so theyll use the branch freely
without any concern for their security.
Mr. Morrow:
Why don't you tell us a little bit about your credit union and your
growth?
Ms. Fahrney:
Sure. Absolutely. I'm Vice President of retail services for the
credit union. We are a $1.5 billion credit union and asset size
which puts us at 2 percent across the nation in the top 10 for
Michigan. We have 11 branches, primarily in Macomb and
Oakland Counties. We're really excited about the expansion
further westward and south into Wayne County. This will be our
first branch in Wayne County. We have 100,000 members and
we live by a strong vision of helping our members enrich their
financial lives and helping them with financial success. We're a
really good community partner in terms of being involved in the
communities in which we have branch locations, so we have a
lot of efforts with school, fire, government entities within the
communities that we serve and want to be a strong support
system. We also maintain our branches to a high standard in
that we don't lel branches gel worn down. We like to see them
and the quality of the branches maintained and our branches
thrive over a course of time so that we continue to build our
membership in a community and that we continue to integrate
into the community and increase involvement overtime.
Mr. Morrow:
You mentioned the people that you serve mainly. Is that a
prerequisite or can somebody not connected with one of those
organizations join?
Ms. Fahrney:
Sure. Our roots were founded in school and government. We
actually started in a house across from Fraser High School with
August 19, 2014
26530
three employees. So credit unions historically have a field of
membership. Our field of membership and our roots were in
school, government, municipality. Our charter at the moment
says that anyone can join who attends school, has attended
school, has a child that attends school, works at a school or a
municipality, government entity, and we also have that anyone
who lives in lower Michigan or is a retiree. So we find that there
isn't an exclusivity relative to our field of membership and that
we're able to serve a broad base of membership.
Mr. Morrow:
Okay. Thank you.
Ms. Fahrney:
You're welcome.
Mr. Morrow:
Does the Commission have any questions?
Ms. Smiley:
You mentioned your security and your lighting. What kind of
lighting do you have around the drive-thm and the ATM?
Mr. Blanek:
The lighting is typically in the canopy concealed from view but
shines straight down onto each lane and the ATM. Typically, all
exterior lighting we like to use LED lighting because it's more
energy efficient and the technology is much improved on that
aspect as far as exterior lighting.
Ms. Smiley:
I would assume you have cameras out there.
Mr. Blanek:
Yes. There are cameras on the building as well as at the ATM
just like you would typically see at an ATM. There's usually a
camera built into that transaction area of the ATM.
Ms. Smiley:
What about lighting in the parking lots?
Mr. Blanek:
Since most of our parking is in the rear, we have a couple of
lights toward that southern end. Again, we would maintain
the
20 fool maximum height. It would be LED lighting, low profile for
the housing for the light fixture itself. We'll do a photometric
study and make sure it meets all the ordinance requirements
that the city requires for that.
Ms. Smiley:
Thanks. My next question is, primarily do your clients use the
drive-thm or are there a lot of them that come into the credit
union?
Ms. Fahrney:
We find that our branches are very busy locations, and drive-
lhru traffic for people that are coming home from work, it's very
convenient to use drive-thru and ATM. We also have a large
August 19, 2014
26531
number of people who do come into the credit union for service.
So while there's more transactional activity through the drive-
lhru, we do also have busy lobby traffic, probably busier than
the typical, which is good for us.
Ms. Smiley:
And your hours would be?
Ms. Fahrney:
Our hours are 9:00 a.m. to 5:00 p.m. Monday through
Wednesday, 9:00 a.m. to 6:00 p.m. on Thursday, and 9:00 a.m.
to 7:00 p.m. on Friday.
Ms. Smiley:
Thankyou.
Mr. Wilshaw:
Just to follow-up on some of Mrs. Smiley's questions on the
credit union, how many employees would you have at this
location?
Ms. Fahrney:
This location will start with eight employees. Since we do have
Saturday hours, we like to make sure the lobby and drive-thru
are adequately staffed to serve our members as well as provide
needed security so we don't have a nominal amount of staff
working in the office. So we will start with eight, and then we
have a staffing model that we do evaluate staffing at our offices
every six months to ensure that as we're growing, that we're
meeting the needs and that we don't have long lines. So we do
add staff as needed.
Mr. Wilshaw:
Sure. Excellent. The services that you would offer at this
branch, are they the full services of your credit union as far as
lending and investment services?
Ms. Fahrney:
Yes. Absolutely. We're a strong lender in Macomb and Oakland
Counties and even during the recessionary period where other
credit unions were pulling back and not lending. Michigan
Schools and Government Credit Union is a strong lender. We
continue to be a strong lender. This branch would be a full
service branch as we have at our other offices offering all the
services that you typically expect in terms of deposit accounts,
lending services, and other types of products and services such
as mortgages that a consumer would want.
Mr. Wilshaw:
Excellent. Because this site is a former gas station, is there any
remediation work that needs to be done on this site prior to
building?
Mr. Morrow: So we'll modify that condition. It's not in our current resolution
Mr. Taormina: We will fashion the language if that's the desire.
August 19, 2014
26532
Mr. Blanek:
The credit union has purchased the property recently, so all that
remediation has occurred. All that documentation is available
for viewing.
Mr. Wilshaw:
Excellent. I appreciate that. These small sites with a former gas
station on them are difficult to find tenants for because of its
size. Obviously, even with this proposal, there's some setback
issues, but I think the Zoning Board will be able to work through
those without any issues, and I think this is a great re -use of the
site. Thank you.
Mr. Taylor:
Mark, other than the 9 fool 6 spaces and the setback, do they
meet all the other requirements of the ordinance?
Mr. Taormina:
Yes. The only thing we don't have a full picture on yet is the
signage. The resolution as we prepared it in addressing signage
issues, only conforming signage would be approved with the
petition and any additional signage would have to go before the
Zoning Board of Appeals. So it doesn't preclude them from
seeking additional signage. The renderings show three signs,
although I'm not exactly sure on what elevations, but if there's a
third sign, most definitely they will have to go to the Zoning
Board of Appeals for that.
Mr. Taylor:
What you're going to do to the corner is certainly an
improvement, and changing the driveways, which are always
unsafe for gas stations, is going to make a big difference on that
corner, and we appreciate you coming in.
Mr. Blanek:
Thankyou.
Mr. Taormina:
Just a thought on the signage. We've done this historically and
maybe this is something you will want to consider in any
approving resolution, and that is that they would essentially be
allowed 90 square feet of total sign area. So if they want to have
that in three signs, then the total area of all three shall not
exceed 90 square feet. We've done that in other cases. So as
long as the Council and the Zoning Board of Appeals agree, that
way they keep the total area to within the ordinance limits, and
what theyll need in terms of a variance is just the additional
sign. As I look at the plan, it really sets itself up well for a sign
on the west, north and east sides to gel full visibility from the
intersection.
Mr. Morrow: So we'll modify that condition. It's not in our current resolution
Mr. Taormina: We will fashion the language if that's the desire.
August 19, 2014
26533
Mr. Morrow:
The Council and the Zoning Board will know that we're aware of
it and have no problem with it.
Mr. Bahr:
Through the Chair to Mr. Taormina, is the sign or the
architectural feature on the front, the M, does that count as a
sign under our ordinance?
Mr. Taormina:
That's part of my concern. That's going to be a call from the
Inspection
Department. I suspect it will not be but I think they're
also showing a sign adjacent to that emblem that would
constitute a third sign.
Mr. Bahr:
Thanks.
Mr. Morrow:
Thank you, Mr. Bahr. I'm going to go to the audience. Is there
anybody in the audience that wishes to speak for or against the
granting of this petition? Seeing no one coming forward, I'm
going to close the public hearing and ask for a mo0on.
On a mo0on by
McIntyre, seconded by Taylor, and unanimously adopted, it was
#08-04-2014
RESOLVED, that pursuant to a Public Hearing having been
held by the City Planning Commission on May 13, 2014, on
Pefifion 2014-07-02-10 submitted by Stucky Vitale Architects
requesting waiver use approval pursuant to Section 11.03(n)(3)
of the City of Livonia Zoning Ordinance #543, as amended, to
construct and operate a credit union with drive-lhru facilities
(Michigan Schools and Government Credit Union) at 20595
Farmington Road, located on the southwest comer of
Farmington and Eight Mile Roads in the Northeast 1/4 of
Section 4, which property is zoned G2, the Planning
Commission does hereby recommend to the City Council that
Pefition 2014-07-02-10 be approved subject to the following
conditions:
1. That the Architectural Site Plan marked Sheet SP1.1
prepared by Stucky Vitale Architects, dated August 18,
2014, as revised, is hereby approved and shall be
adhered to, except as modified below;
2. That the traffic lanes serving the drive -up service facilities
shall be allowed to be nine feet six inches (9'-0") in width
only if the len foot (10') requirement is waived by the City
Council by means of a separate resolution by which two-
thirds of the members of the City Council concur;
August 19, 2014
26534
3. That the Landscape Plan marked Sheet LP1.1 prepared
by Deak Planning & Design, dated July 17, 2014, is
hereby approved and shall be adhered to;
4. That the Exterior Elevations Plan marked Sheet A2.1
prepared by Stucky Vitale Architects, dated July 17, 2014,
as revised, is hereby approved and shall be adhered to;
5. That this approval is subject to the petitioner being
granted a variance from the Zoning Board of Appeals for
deficient building setbacks and any conditions related
thereto;
6. That all light fixtures shall not exceed twenty feel (20') in
height and shall be aimed and shielded so as to minimize
stray light trespassing across property lines and glaring
into adjacent roadway;
7. That only conforming signage is approved with this
petition, and any additional signage shall be separately
submitted for review and approval by the Zoning Board of
Appeals; however, the total area of all wall signs together
shall not exceed 90 square feet;
8. That no LED lighthand or exposed neon shall be permitted
on this site including, but not limited to, the building or
around the windows;
9. That the three walls of the trash dumpster area shall be
constructed out of the same brick used in the construction
of the building or in the event a poured wall is substituted,
the wall's design, texture and color shall match that of the
building and the enclosure gates shall be of solid panel
steel construction or durable, long-lasting solid panel
fiberglass and maintained and when not in use closed at
all times; and
10. That the specific plans referenced in this approving
resolution shall be submitted to the Inspection Department
at the time of application for building permits.
Subject to the preceding conditions, this petition is approved for
the following reasons:
1. That the proposed use complies with all of the general
waiver use standards and requirements as set forth in
Section 19.06 of the Zoning Ordinance #543;
August 19, 2014
26535
2. That the subject site has the capacity to accommodate the
proposed use; and
3. That the proposed use is compatible to and in harmony
with the surrounding uses in the area.
FURTHER RESOLVED, that notice of the above hearing was
given in accordance with the provisions of Section 19.05 of
Zoning Ordinance #543, as amended.
Mr. Morrow: Is there any discussion?
Mr. Wilshaw: If the maker of the motion would be supportive, I don't see any
condition related to the dumpsler that we would normally have
as far as the enclosure materials matching the building and also
the gates being steel, which is our typical verbiage.
Mr. Morrow: Does the maker of the motion and the supporter agree with
that?
Ms. McIntyre: That's fine
Mr. Taylor:
No problem.
Mr. Morrow:
No problem with that, so we have that amendment.
Mr. Wilshaw:
Thankyou.
Mr. Morrow,
Chairman, declared the motion is carried and the foregoing
resolution adopted. It will go on to City Council with an
approving resolution. I think the Commission agrees it's a very
fine plan for that corner. It will help us a lot. It's a gateway
coming in from the north and welcome to Livonia.
Mr. Blanek:
Thankyou.
Ms. Fahrney:
If I may say thank you. We've built a lot of branches and
working with the City of Livonia has been an excellent
experience, and we really appreciate the planning process and
how we've been able to move through that. We look forward to
partnering with the community and, again, really appreciate the
process that the City of Livonia has in place.
Mr. Morrow:
Thank you for those kind comments.
Mr. Wilshaw:
Good luck.
August 19, 2014
26536
Ms. McIntyre: Welcome to Livonia.
Ms. Smiley: They are very accurate. Our Planning Department is fabulous.
ITEM #2 PETITION 2008-11-06-04 LANGUAGE AMENDMENT
Ms. Smiley, Secretary, announced the next item on the agenda, Petition 2008-
11-06-04 submitted by the City Planning Commission, pursuant
to Council Resolution #477-08, and Section 23.01(a) of the
Livonia Zoning Ordinance, as amended, to amend Section
11.03 of Article XI of the Livonia Zoning Ordinance, as
amended, to require waiver use approval of any business
licensed pursuant to the Deferred Presentment Service
Transactions Act, MCL 487.2121, et. seq.
Mr. Taormina: It was on October 22, 2008, that City Council adopted resolution
#477-08, refernng the question of whether or not the zoning
ordinance should be amended to establish a separation
requirement between check cashing stores, also known as
.'payday lenders,' and SDD and SDM licensed stores. That
referral was to the Planning Commission for action and
recommendation. SDD and SDM refers to Specially Designated
Distributor and Specially Designated Merchant licenses that
allow retailers to sell either packaged beer and wine and/or
spirts. The referral to the Planning Commission in 2008 was
whether or not we should have a separation requirement
between the two uses: check cashing stores and liquor or party
stores. Draft ordinances amending the G7 and C-2 districts
were submitted to the Planning Commission. A Public Hearing
on Petition 2008-11-06-04 was held on January 27, 2009. Al
that time, the original version of the amendment sought to
establish a minimum 500 foot distance between check cashing
stores and any SDD or SDM licensed business. The Planning
Commission chose to table the item. They wanted additional
information from our Law Department. Following receipt of the
information, the Planning Commission again had a meeting to
discuss the matter, but no further action was ever taken. So the
item basically remains as a pending item. We went back and
reviewed the meeting minutes, and what was suggested at that
time, or what many of the Commissioners were thinking was
that the City would have more control over the location of
payday lenders if they were treated as a separate waiver use.
The Council is now seeking a formal response on this item.
Their renewed interest stems from a recent public hearing
involving the rezoning of the northeast corner of Six Mile and
August 19, 2014
26537
Farmington Roads from C-1 to G2. The concern is that a check
cashing store could occupy a portion of the future building on
this property, and that such a use would not be compatible or
harmonious with the surrounding area. The current draft of the
ordinance relies partially on a study of how other municipalities
regulate payday lending businesses. What we found out is that
many communities across the country treat them as a special
land use, and in an effort to control the number and
concentration of such stores, apply a minimum separation
distance between them. As such, the proposed language before
you stipulates that any business licensed pursuant to the
Deferred Presentment Service Transactions Act, that is the
statute that basically regulates payday lenders, would be
restricted to a C-2 zoning district only and treated as a waiver
use under Section 11.03. Furthermore, it would include a
special requirement that no such stores be located within 1,320
feel from any other stale -licensed check cashing store. The
1,320 feel translates to a quarter of mile. That was what came
out of the study meeting and thus that is how the prepared
ordinance before you has been written. With that, I'll answer
any questions. There is no correspondence related to this item.
Mr. Morrow:
Are there any questions of the Planning Director?
Ms. Smiley:
I do have one. These check cashing stores, do they cash post-
dated checks or are they like work checks? Is there a fee or a
percentage? Am I understanding that?
Mr. Taormina:
It is a heavily regulated industry under this Deferred
Presentment Service Transactions Act, and they are loans on
checks that have not yet been drafted, and yes, they come with
certain rates. I don't know enough about the statute to be able
to tell you precisely how that is done.
Ms. Smiley:
But they are post-dated checks. They are like a loan.
Mr. Taormina:
Yes, that is correct.
Ms. Smiley:
They couldn't just walk in a bank and cash the check. They
have to go to this special service.
Mr. Taormina:
These are businesses that specialize in making those loans
ahead of the checks, with a fee obviously, and certain interest
rates apply. I think how those rales are compounded and
everything else is a major concern because there's been a lot of
problems in the past, if you will, with these types of businesses.
More importantly from a land use perspective is, what does it
August 19, 2014
26538
mean to a retail area to have these types of businesses locale
within them? Are they proper in the context of the neighborhood
where they are situated. What type of concentration should
there be for these stores if they begin to locale in one particular
area. I think that's primarily the concern that the Council has
expressed, and that's what we're attempting to regulate. This
certainly would not prohibit them. It would allow those stores in
the C-2 zoning classification for which we have ample number
of C-2 spaces available, but in addition to requiring your
approval and the Council's approval in reviewing those stores,
there's an evaluation to determine that there's no other similar
type businesses within a quarter mile distance from these.
Ms. Smiley:
Thankyou.
Mr. Morrow:
And you say they are highly regulated by statute?
Mr. Taormina:
Yes, they are.
Mr. Wilshaw:
Through the Chair to Mr. Taormina just to clarify, this is dealing
with regulated payday lending stores as opposed to a
convenience store that may offer a check cashing service where
you just write a check and they cash it or a hotel that may cash
it at the front desk. That's not part of this ordinance, correct?
Mr. Taormina:
That's correct. It's not part of this ordinance because it's not part
of the statute. That's why we reference the statute in the
ordinance, and it wouldn't have any impact on the ability of
those retail stores being able to continue to offer that service.
Mr. Wilshaw:
Okay. If you had a store that had multiple uses, say they were a
check cashing store and a convenience store, as long as that
store is providing that service in the regulated environment, this
ordinance would apply to them.
Mr. Taormina:
That is correct.
Mr. Wilshaw:
Even if it's not their primary business.
Mr. Taormina:
If they fall under the statute, then they have to come before us
under Sections 19.06 and 11.03. They would have to seek a
waiver use from Planning and Council.
Mr. Wilshaw:
Sounds goods. Thank you.
Mr. Morrow:
Anyone else? Because it is the Planning Commission's petition,
I'm going to go straight to the audience. Is there anybody in the
August 19, 2014
26539
audience that wishes to speak for or against the granting of this
petition? Seeing no one coming forward, I'm going to close the
public hearing and ask for a motion.
On a motion by Bahr, seconded by Wilshaw, and unanimously adopted, it was
#08-45-2014 RESOLVED, that pursuant to a Public Hearing having been
held by the City Planning Commission on May 13, 2014, on
Petition 2008-11-06-04 submitted by the City Planning
Commission, pursuant to Council Resolution #477-08, and
Section 23.01(a) of the Livonia Zoning Ordinance, as amended,
to amend Section 11.03 of Article XI of the Livonia Zoning
Ordinance, as amended, to require waiver use approval of any
business licensed pursuant to the Deferred Presentment
Service Transactions Act, MCL 487.2121, et. seq., the Planning
Commission does hereby recommend to the City Council that
Petition 2008-11-06-04 be approved for the following reasons:
1. That any business license pursuant to the Deferred
Presentment Service Transactions Act will be restricted to
a C-2 zoning district and treated as a waiver use under
Section 11.03;
2. That the proposed language amendment will provide the
City with added control over the location of check cashing
stores and thereby prevent an over concentration of such
uses;and
3. That the proposed language amendment is in the best
interests of the City and its residents.
FURTHER RESOLVED, that notice of the above hearing was
given in accordance with the provisions of Section 23.05 of
Zoning Ordinance #543, as amended.
Mr. Morrow, Chairman, declared the motion is carried and the foregoing
resolution adopted. It will go on to City Council with an
approving resolution.
August 19, 2014
26540
ITEM #3 APPROVAL OF MINUTES 1,058T"Public Hearings and
Regular Meeting
Ms. Smiley, Secretary, announced the next item on the agenda, Approval of the
Minutes of the 1,058'^ Public Hearings and Regular Meeting
held on July 29, 2014.
On a motion by Taylor, seconded by Bahr, and unanimously adopted, it was
#08-46-2014 RESOLVED, that the Minutes of 1,058th Public Hearings and
Regular Meeting held by the Planning Commission on July 29,
2014, are hereby approved.
A roll call vole on the foregoing resolution resulted in the following
AYES:
Taylor, Bahr, McIntyre, Smiley, Wilshaw, Morrow
NAYS:
None
ABSENT:
None
ABSTAIN:
None
Mr. Morrow, Chairman, declared the motion is carried and the foregoing
resolution adopted.
On a motion duly made, seconded and unanimously adopted, the 1,059th Public
Hearings and Regular Meeting held on August 19, 2014, was adjourned at 7:47
p.m.
CITY PLANNING COMMISSION
Carol A. Smiley, Secretary
ATTEST:
R. Lee Morrow, Chairman